Income Planning

When we meet a new client, we start by asking some pretty basic questions, every one of which contributes to the development of a personal Social Security strategy:

• Are you still working?
• Do you plan on working after you retire?
• Do you come from a long-lived family?
• How is your health?
• Will you still have health insurance?
• Are you eligible to receive a benefit based on someone else’s Social Security earnings (basically, someone else’s account)?
• Do you have other income to support you if you decide to delay taking your benefits?
• Will other family members qualify for benefits based on your earnings?
• Are you married, single, or divorced?
• Do you have children, and if so, how old are they?

Based on your answers, I may have even more questions. Every one of these factors should be taken into account before claiming your Social Security benefit.

Your benefit will depend on both your circumstances and the decisions you make. Our job is to help you make informed decisions on maximizing your Social Security benefit in a way that best suits your particular needs.

We have partnered with Dr. Laurence Kotlikoff, who is one of the most respected authorities on Social Security. Dr. Kotlikoff’s work has been published and recognized by The New York Times, Forbes, PBS, The Wall Street Journal, Bloomberg, and many other prominent media outlets. Through our partnership, Dr. Kotlikoff has given us access to his research, which allows us to help our clients make more informed decisions with the goal of maximizing their Social Security benefits. Social Security is complicated, but choosing the best strategy for your situation doesn’t have to be. Schedule your appointment now so that we may remove the guess work or frustration and replace it with a solid strategy based on the best research in the industry.

Ready to get started?